Personal Injury & Accident Lawyer in Mobile, Alabama

Alabama Personal Injury Law and Statute of Limitations

Alabama gives you two years from the date of injury to file a personal injury lawsuit (AL Code § 6-2-38). That deadline is strict—if you miss it, you lose the right to sue forever. Do not delay: contact a lawyer within days or weeks of your injury, not months. Your attorney will send a demand letter to the at-fault party's insurance company well before the deadline.

Alabama follows pure comparative negligence, meaning that even if you are 90% at fault, you can still recover 10% of your damages. However, if you are found to be 100% at fault (the defendant bears zero responsibility), you recover nothing. The jury decides fault based on evidence presented at trial.

Alabama cap lawsuits at specific damage limits in some cases. Medical malpractice claims are capped at $500,000 in total damages (this cap has been litigated but remains in force). Product liability and other personal injury claims have no cap. Economic damages (medical bills, lost wages) are always recoverable in full.

Car Accidents and Insurance Claims in Alabama

Alabama requires minimum auto insurance coverage: $25,000 for bodily injury per person, $50,000 for total bodily injury per accident, and $25,000 for property damage. These minimums are very low; many accident victims are left with major medical bills unpaid. If you are hit by an uninsured or underinsured motorist, your own uninsured/underinsured motorist (UM/UIM) coverage comes into play. We work with your insurance company to maximize your recovery.

At the scene of an accident, photograph everything: vehicle damage, accident scene, road conditions, traffic signals, weather and vehicle positions. Get contact information from witnesses (phone numbers and addresses, not just names). File a police report and note the report number. Do not apologize, admit fault or speculate about injuries at the scene. These statements can be used against you later.

Do not accept a settlement offer from the insurance company without consulting an attorney. Adjusters are trained to undervalue claims, and once you sign a release, you waive all further claims. We negotiate with insurance companies to secure fair settlements that cover all medical treatment and lost income.

Medical Bills, Lost Wages and Pain and Suffering Damages

If you are injured in a car accident, you are entitled to compensation for: (1) past and future medical bills from the accident-related treatment, (2) lost wages during recovery and any reduction in earning capacity, (3) pain and suffering (physical pain, emotional distress, loss of enjoyment of life), and (4) property damage to your vehicle. The insurance company or jury determines the dollar amount for each category.

Economic damages (medical bills and lost wages) are straightforward: they are documented by medical records and pay stubs. Pain and suffering damages are more subjective. A jury or settlement negotiation might award $1,000–$5,000 per month of treatment, or it might be higher if there is permanent injury. Permanent injury (chronic pain, disability, disfigurement) increases the value of your claim significantly.

We handle medical lien disputes, where hospitals place a lien on your personal injury settlement to recoup unpaid medical bills. In many cases, we can negotiate the lien down to less than the full hospital bill, putting more money in your pocket.

Mobile Personal Injury Lawyer Fees & Costs

No fee unless we win your case. Contingency representation.

Frequently Asked Questions